What is Retirement planning?

10,000 baby boomers are retiring every day.*  A secure retirement is not accidental.  With proper planning, it may be possible to increase your retirement income by up to 38%.**

We're here to help you make better financial decisions that can stretch your limited resources further and prepare you for uncertainties like health care inflation and life expectancy.

Our retirement planning services include:

  • Understanding your Social Security options.  Social Security may be your largest source of income when you retire. We'll help you max out your benefit.  You don't want to leave money on the table.
  • Determining how much money you'll need every month to maintain the lifestyle you're accustomed to.
  • Shifting risk.  We'll analyze moving any of your investment options to vehicles that provide guaranteed lifetime income and the tradeoffs of doing so.
  • Managing your portfolio.  Taking too much risk can potentially cause one to run out of money, especially if the market crashes in your early retirement years. Being too conservative with your money may severely reduce your lifestyle as you get older.  We'll suggest an optimal portfolio based on your goals, circumstances and risk tolerance.
  • Tax-efficient withdrawals.  We'll help you determine when and how you should withdraw your money from various accounts ( IRA, Roth IRA, 401(k), etc.) in the most tax-efficient manner.​

Our other retirement planning services include:   

  • Retirement Transition Planning                                           
  • Retirement Coaching/Second Career Counseling
  • Estate Planning                      
  • Financial Planning
  • Medicare Planning
  • Long-term Care Planning
  • Tax Planning     
  • Helping Your Adult Children Get on Solid Financial Footing



**38% is derived from Morningstar research: (https://corporate1.morningstar.com/uploadedFiles/US/AlphaBetaandNowGamma.pdf)



Schedule your introductory Retirement Planning Consultation at no cost to you. Click here and complete the form.