How We Will Work Together

Our process begins with an initial meeting.  This complimentary session is simply about getting to know each other.  We want to know:

  • Your story:  What are your top priorities; what's important to you; what are your financial anxieties; your financial successes, your aspirations; your plans for your retirement years.
  • Your questions:  The majority of the time is spent here.
  • Your expectations:   What would you want from this relationship?
  • Is there a fit?  A mutual discussion of your needs versus our service, and will it serve your family.

How to Use Our Firm:  Our retirement plans proactively guide you to a more secure retirement.  We offer you two options:

  1. Comprehensive Personal Retirement Plan Package:  This plan addresses all areas of your financial life including Income Planning; Expense Management; Tax Planning; Debt Management; Investments; Social Security & Medicare; Insurance; Estate Planning & Housing. 

          You'll receive:          

  • unlimited access to us and support to help you successfully implement your plan    
  • two to three personalized sessions with us annually
  • instruction on your different retirement options and what works best for you
  • an Action Plan and binder

         Our minimum for this package is $250,000 in investable assets.  Our advisory fee is 1.25%.           (Our fee schedule is tiered and is reduced after your account reaches certain values).

  1. Personal Retirement Plan:  This is a comprehensive retirement plan.  We do not manage your money with this option.

          The flat fee for this plan is two payments: $1,250 at the start of our engagement and                    $1,250 when you receive your plan. 

You'll receive:

  • unlimited access to us and support to help you successfully implement your plan for the first six months
  • two personalized sessions with us within the first six months
  • instruction on your different retirement options and what works best for you
  • an Action Plan and binder

We build our retirement plans around your lifestyle with the flexibility you desire.

As circumstances change for you--for better or worse--at any stage of your life, we adjust both the distribution scenarios and the actions you're taking today to keep your plan on track with your goals.  It's about enjoying your money and enjoying the things you most want out of life.